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Competitors to the Life Insurance Industry
bro- ker/dealer firms, and, to a lesser extent, direct marketing and fee-based financial planners. ... The market has no people involved since it is a direct technology network between buyers and sellers of ...- Authors: John Fenton, John Hele, Richard Charles Murphy, Michael Taht, Martin Rasmussen
- Date: May 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Equity for Existing Policy Owners
nonparticipating policies. The dividend mechanism is the primary means of assuring equity for parti- cipating policies ... reason- ably precise and evenhanded - precise about direct income and expenses and evenhanded in the treatment ...- Authors: Arnold Dicke, Norman E Hill, Richard Charles Murphy, James Reiskytl
- Date: Oct 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Cost Disclosure
interfering with the sales process. That would be our primary reason for continued support of the NAIC system ... the field force today. To summarize this, the primary purpose of disclosure is not to inform agents of ...- Authors: Richard Minck, Richard Charles Murphy, William M Snell, Jack E. Bobo
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy